Calculator

US dividend withholding estimator

See what a US dividend pays after withholding: 30% standard, 25% for eligible India-treaty residents, or your own rate.

Gross annual dividend (USD)

Withholding basis

Standard 30%Default for a non-US person with no treaty claim (W-8BEN).India treaty 25%India–US treaty rate for treaty-resident Indian investors (Article 10(2)(b)).Other treaty / customEnter a rate yourself — verify it with your broker before relying on it.

Ordinary US corporate dividends only — excludes REIT distributions, partnership/MLP income and effectively-connected income (ECI), which are taxed differently.

Caution: Indian citizenship or NRI status alone does not make you eligible for the 25% rate — only treaty residence with a valid claim (and a W-8BEN on file) does. US persons are out of scope here: they file W-9, not W-8BEN. 25% per India–US treaty Article 10(2)(b) (PDF); 30% standard rate and treaty-residence vs citizenship rules per IRS Instructions for Form W-8BEN. Verified 16 Sep 2026.

Gross dividend$1,000.00
Withheld (30%)−$300.00
Net received$700.00

Excludes foreign tax credit (FTC), Indian income tax on the dividend, and TCS on remittances — none are deducted automatically here. A withholding estimate is not tax advice; verify the rate with your broker or the payer.

NRE/NRO, repatriation and the full NRI picture · Stack TCS + forex on the resident route.

What this calculator answers

A $1,000 gross dividend pays $700 at the 30% standard US withholding rate and $750 at the 25% India–US treaty rate. Enter the dividend and choose a basis to see the amount withheld and what reaches you.

How it is calculated

Withheld = gross dividend × the selected rate, computed in whole cents and rounded; net received is the gross amount minus the withheld amount.

Covers ordinary US corporate dividends only. Indian tax on the dividend, the foreign tax credit and TCS on remittances are not deducted.

Common questions

Am I eligible for the 25% treaty rate?

Only treaty residence with a valid claim counts — Indian citizenship or NRI status alone does not. A W-8BEN must be on file with the payer or broker, and US persons are out of scope because they file a W-9.

Is the withheld amount my final tax?

No. The US withholds at source and India then taxes the dividend, with a foreign tax credit for the US tax paid. This estimator shows only the withholding step.

What income is not covered?

REIT distributions, partnership or MLP income and effectively-connected income follow different rules, so they are excluded from this estimate.

Source & freshness

Source: Deterministic formula in lib/calculators.ts
Timeliness: Static-verified
Method: calculated
Note: Illustrative projection from your inputs — not a market quote.