Learn
Investment guides, in plain English
Explainer guides with the arithmetic attached — SIPs, brokerage, demat accounts, US investing and your credit score. Each one states its assumptions, shows its working and links to the tools and sources behind it.
Start here: screen → compare → track
The library in task order — the sequence a real decision runs. Screen for candidates, compare the shortlist, then track what you own. One guide per step; read them in order the first time.
What Is SIP? A Beginner's Guide to Systematic Investment Plans
SIP lets you invest a fixed amount in mutual funds every month. Here is how compounding, rupee-cost averaging and step-ups actually work.
Read the guideDirect vs Regular Mutual Funds: The 1% That Costs Lakhs
Direct plans skip distributor commission and compound faster. Here is exactly how much the gap costs over 10–20 years.
Read the guideHow to Get Your CAS Statement (NSDL, CDSL, CAMS, KFintech)
One statement with every demat holding and mutual-fund folio. Where to request it from each source, which password opens it, and how to read it into the Portfolio X-Ray.
Read the guideBrowse the guides
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17 of 17 guides
How to Think Contrarian: Being Independent Without Being Wrong
Contrarianism is not doing the opposite of the crowd. It is the harder skill — and every investing style hides a contrarian decision inside it.
7 min read20 Oct 2026
Groww US Stocks (2026): Fees, Taxes and How to Start
Groww's US route runs through Groww IFSC at GIFT City with Alpaca as the US broker: 0.10% brokerage or $1 an order, fractional shares from $1, zero account fee, and the LRS, TCS and tax bill that follows.
8 min read19 Oct 2026
Zerodha US Investing (2026): Fees, Taxes and How to Enable It
Zerodha's US stocks beta on Kite: 2,000 stocks, 1,000 ETFs, 0.10% brokerage capped at $10, and the LRS, TCS and tax bill that follows.
10 min read19 Oct 2026
How to Remove a Wrong Credit Enquiry in India: 5 Steps
An enquiry you never authorised is a data error with a process: identify it, challenge the lender, dispute with the bureau, then track the clock.
3 min read23 Sept 2026
How to Read Your Credit Report in India (2026)
Read your Indian credit report (CIBIL, Experian, Equifax, CRIF): accounts, repayment history, enquiries, score bands and the red flags worth disputing.
2 min read23 Sept 2026
How to Improve Your Credit Score in India (2026)
Four levers actually move your credit score: on-time repayment, lower utilisation, older accounts and fewer applications — plus when to dispute.
3 min read23 Sept 2026
Before You Buy US Stocks from India: 10 Things Retail Investors Should Know
LRS limits, the real cost stack, fractional shares, currency risk, SIPC vs SEBI cover, estate tax and red flags — the US-investing pre-flight list.
2 min read17 Sept 2026
US Stock Taxation for Indians (2026): Capital Gains, Dividends, TCS & Disclosure
US stocks are taxed in India on global income: 12.5% LTCG after 24 months, slab-rate STCG, reclaimable 25% US withholding, and Schedule FA each year.
2 min read17 Sept 2026
How to Open a Demat Account in India (2026): Documents, e-KYC & Steps
Open a demat + trading account fully online in ~15 minutes: PAN, Aadhaar, bank proof and e-sign. Here is the full checklist.
1 min read13 Sept 2026
What Is a Demat Account? How It Works, Charges & How to Open One
A demat account holds your shares electronically with CDSL or NSDL. Here is what it costs, how it differs from a trading account, and how to open one.
1 min read13 Sept 2026
Zerodha Review 2026: Pricing, Kite, Coin and Verdict
Hands-on editorial review of Zerodha: what Kite does well, where support frustrates, and who should (and shouldn't) open an account.
1 min read11 Sept 2026
Index Funds vs ETFs: Which Passive Option Fits You?
Both track the same index. ETFs trade live with demat friction; index funds offer exact NAV SIPs. Here is how to choose.
1 min read9 Sept 2026
How to Invest in US Stocks from India (LRS, TCS, Taxes)
Indian residents can remit up to $250,000/year under LRS. Here is how TCS, forex spreads, US withholding tax and Indian capital-gains tax stack up.
1 min read5 Sept 2026
How Brokerage Works in India: Delivery, Intraday, F&O and Hidden Charges
Brokerage is only one of six stock-market charges. Understand STT, DP charges, GST and stamp duty before comparing brokers.
1 min read29 Aug 2026