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Best mutual fund apps in India

All five platforms offer commission-free direct plans. What differs is analytics, goal planning, and whether you also want stocks and tracking.

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Kuvera

Free direct MFs + goal planning

4.4/ 5

Best for: Goal-based MF investors who want a free, no-upsell platform.

ET Money

Direct MFs with expense analytics

4.3/ 5

Best for: Data-driven MF investors who want analytics over execution.

INDmoney

Track everything, invest in MFs + US stocks

4.2/ 5

Best for: Investors who want one dashboard for Indian + US money.

Paytm Money

Direct MFs + stocks in the Paytm ecosystem

4.0/ 5

Best for: Paytm-heavy users who want investing next to payments.

Direct vs regular: why it matters

Direct plans skip ~1% yearly distributor commission — worth lakhs over decades. Read the full explainer.

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