Mutual Funds
SIP (Systematic Investment Plan)
Fixed automatic monthly investment into mutual funds.
A SIP invests a set amount on a schedule, buying more units when markets fall (rupee-cost averaging) and compounding over years. Increasing the amount ~10% yearly (step-up) dramatically raises the outcome.
Example
₹10,000/month for 15 years at 12% ≈ ₹50 lakh on ₹18 lakh invested.