Guided playbook · 3 steps · 5 min
5-minute money checkup
3 steps: income, safety buffer, debt and cover — five traffic lights (emergency, insurance, debt, fee drag, broker cost) with next actions.
Modelled on the financial-checkup idea: most money problems are unexamined basics — a thin emergency buffer, debt EMI eating income, missing term cover, or regular-plan commissions leaking every month. Answer a few numbers; everything stays in your browser.
This is a hygiene screen, not a financial plan. Fix reds before increasing investing risk — an emergency fund and term cover come before equity exposure.
Income + spending
FAQs
How big should my emergency fund be?
6 months of essential expenses in a savings account or liquid fund is the standard target; 3 months is the minimum before investing aggressively.
How much term cover do I need?
A common rule is 10–15x annual income plus outstanding loans, minus existing assets. Use the term-insurance calculator for your number.
Is my data stored anywhere?
No. The checkup runs entirely in your browser — nothing leaves your device and nothing is saved to an account.