Calculator
Direct vs Regular calculator
A 1% yearly commission sounds tiny — until you compound it over 15 years.
- Direct plan value₹1.25 Cr
- Regular plan value₹1.14 Cr
- Commission drag−₹11.22 L
Hover the chart for the yearly gap.
Regular plans pay ~0.5–1.5% yearly trail commission to distributors — modelled here as a return drag. Same fund, same manager, less in your pocket.