Calculator
NPS calculator
Market-linked retirement, government-wrapped. See what monthly contributions become by 60.
At least 40% must buy an annuity at retirement (80% if corpus exceeds ₹5L and you retire early). 60% lump sum is tax-free.
Corpus ₹1.33 Cr (₹30.00 L paid + ₹1.03 Cr gains)
- Tax-free lump sum (60%)₹79.61 L
- Annuity corpus (40%)₹53.07 L
- Est. monthly pension₹30,959
Hover any bar for the yearly breakup.
Projection only. NPS returns are market-linked (equity + corporate debt + gilts); annuity pensions are taxable as salary. Extra ₹50k deduction u/s 80CCD(1B) over the ₹1.5L 80C limit.