Calculator
Post office MIS calculator
Park once, get paid every month for five years.
5-year tenure. Max ₹9L single / ₹15L joint account. No tax benefit on deposit.
- Monthly payout₹5,550
- Total interest over 5y₹3.33 L
- Total received (principal back)₹12.33 L
Hover a segment for value + share.
Current rate 7.4% (Q1 FY2026-27), paid monthly — ₹10,000 earns ₹62/month. Interest is fully taxable; premature closure after 1 year carries a 1–2% penalty.