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Calculator

PPF calculator

Tax-free, government-backed, 15-year lock-in. See what disciplined deposits become.

Max deposit ₹1.5L/year. 15-year lock-in, extendable in 5-year blocks.

Maturity ₹40.68 L (₹22.50 L deposits + ₹18.18 L interest)

₹12.50 L₹25.00 L₹37.50 L₹50.00 LY1Y8Y15

Hover any bar for the yearly breakup. Current rate 7.1% p.a. (Q1 FY2026-27, unchanged since Apr 2020). PPF is EEE — deposit, interest and maturity all tax-free.