LetsInvest.

Calculator

SSY calculator

The highest-rate small-savings scheme, for your daughter. Tax-free at every step.

Deposits for 15 years only; the account then compounds untouched till maturity at 21 years. Girl child under 10; one account per child, two max.

Maturity (21 yrs) ₹71.82 L (₹22.50 L deposits + ₹49.32 L interest)

₹25.00 L₹50.00 L₹75.00 L₹1.00 CrY1Y11Y21

Hover any bar for the yearly breakup. Current rate 8.2% (Q1 FY2026-27). SSY is EEE — deposits get 80C, interest and maturity are tax-free. Max ₹1.5L/year.