Head-to-head
Groww vs Upstox: Beginner App vs Trader Platform
Groww and Upstox both charge flat per-order fees, but Groww optimises for simplicity while Upstox targets faster, more technical traders. Here is how they compare on pricing, platforms, APIs and support.
Pricing last verified 13 Sept 2026 against official sources.
4.5/ 5 | 4.3/ 5 | |
|---|---|---|
| Best for | Beginners and mutual-fund investors who want one simple app for everything. | Mobile-first traders and developers who use trading APIs. |
| Account opening | ₹0 (free)source | ₹0 (free)source |
| Annual maintenance (AMC) | ₹0source | ₹0 first year, then ₹300/yearsource |
| Equity delivery | ₹20 or 0.1% per ordersource | ₹20 per ordersource |
| Intraday | ₹20 or 0.1% per ordersource | ₹20 or 0.1% per ordersource |
| Options | ₹20 per ordersource | ₹20 per ordersource |
| Futures | ₹20 per ordersource | ₹20 or 0.05% per ordersource |
| Research & advisory | — | — |
| IPO investing | ✓ UPI-based IPO applicationssource | ✓ UPI-based IPO applicationssource |
| Mobile app | ✓ Groww (Android + iOS)source | ✓ Upstox Prosource |
| Web platform | ✓ Groww Websource | ✓ Upstox Pro Websource |
| US stocks | — | — |
| Customer support | ✓ Help center + in-app chat + email (support@groww.in) + phone 9108800000source | — |
| Trading API | — | ✓ Free historical + websocket APIssource |
| Mutual funds | ✓ Supported | ✓ Supported |
| IPO | ✓ Supported | ✓ Supported |
| US stocks | — | — |
| Fees & pricing score | 4.3/5 | 4.4/5 |
| Trading platforms score | 4.4/5 | 4.3/5 |
| Customer support score | 4.0/5 | 3.7/5 |
| Research & education score | 3.2/5 | 3.0/5 |
| Ease of opening score | 4.9/5 | 4.4/5 |
Highlighted rows differ. “Confirming” means we haven't re-verified that figure yet — check the official pricing page.
Used one of these? Tell the next investor in 30 seconds.
A star rating and one detail is enough. Human-moderated, no account needed.
Pick Groww if you want the simplest possible start — mutual funds, stocks and IPOs with minimal learning curve.
Pick Upstox if you trade actively, want better charts and speed, or plan to use trading APIs.
Beginners: Groww. Active traders and developers: Upstox.
Groww: strengths & weaknesses
What we like
- Easiest onboarding for first-time investors
- Stocks, MFs and IPOs in one app
- Clean, modern mobile experience
- Free account opening
Watch out for
- Flat per-order pricing adds up for small trades
- Limited advanced charting vs Kite/TradingView depth
- Research content is basic
Upstox: strengths & weaknesses
What we like
- Free account opening
- Fast Pro web + mobile platforms
- Good API for algo traders
- Competitive flat pricing
Watch out for
- AMC and platform nuances change often — verify
- Support quality is inconsistent
- Margin-trading funding costs add up
FAQs
Groww vs Upstox for mutual funds?
Groww has the deeper mutual-fund experience (it started as an MF platform). Upstox supports MFs but traders are its core audience.